Get Carded: You’ll commonly find the insurer’s customer care phone number for your policy, printed on your health insurance card and on your monthly premium bill.Helpful Tips When Cancelling Private Plans Call the customer service number listed on the back of your health insurance card to get the details you need to follow. Some insurers may send you a form to fill out others may want a more formal written confirmation to end coverage. Different carriers have different cancellation protocols. How to Cancel Health Insurance Purchased from a Private InsurerĬontact Your Provider: If you want to cancel health insurance you bought from a private insurer, you’ll need to contact that insurer for directions. Make sure you’re not being billed for your canceled policy and that your new coverage is active. Make Sure You Stop Getting Billed Once You Cancel: Check your bank statements.For a full list of life-changing situations go Enrollees must, of course, thoroughly document any life change to qualify. However, if you have a life-changing event, such as getting laid off from a job that provided health insurance, or moving to a new zip code, marrying or divorcing, and more, you are entitled to an immediate Special Enrollment Period (SEP). Open enrollment periods (OEP) provide a narrow six-week window, typically from November 1 to Janaury 15, allowing you to sign up for health insurance that usually begins January 1 of the following year. If Possible Cancel during Open Enrollment: You can cancel your health insurance plan at any time, but if you cancel outside of the year-end open enrollment period, chances are you won’t be able to enroll in a new healthcare plan until the next open enrollment period rolls around in the fall.Set an End Date Ahead of Time: Policyholders are permitted to schedule the cancellation of Marketplace insurance, meaning you can set the exact future day you want your coverage to end.In those cases, the cancellation typically is immediate. There is an exception, however, if you’re canceling coverage for your spouse and other dependents. There is typically a 14-day delay before coverage ends, meaning you will be responsible for premium payments during that two-week wait. Cancel ASAP: Once you’ve decided to cancel your Marketplace plan, do so ASAP.More Helpful Tips about Cancelling Marketplace Plans These programs offer free or low-cost coverage to millions of low-income Americans. Canceling coverage by phone may be the best option for people who are not comfortable with a computer, or for those who would like assistance canceling your plan and switching to a government-run healthcare program such as Medicaid and the Children’s Health Insurance Program (CHIP). The Marketplace representative should be able to help you cancel your plan in one call. By Phone: If you prefer to cancel your Marketplace plan over the phone, call the government ACA help center at 1-80, connect with a representative and confirm your identity.If you bought your plan on the federal exchange simply log into your account on, navigate to the “My Plans & Programs” tab, then select the menu option to “End (Terminate) All Coverage.” As a Marketplace health insurance policyholder, enter the date when you would like your coverage to end before following the final instructions to cancel the policy. The exact prompts and page flows will vary among state marketplaces. Online: If you’re dropping an Affordable Care Act (ACA) Obamacare plan that you purchased on a government marketplace, such as or your state marketplace, simply log into your Marketplace account.How to Cancel Obamacare Marketplace Health Insurance
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